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Global Travel Cover is a medical travel cover policy offered by HEALTHGUARD International (Pty) Ltd. Cimas is the local authorised agent in Zimbabwe but the travel policy is open to both Cimas and non-Cimas members. GTC covers urgent and unexpected illness which may arise when the policy holder is outside the country of usual residence for business, study, holiday, sport or any other reason that is not medical. The GTC is applied for before one leaves his country of residence and usually we require 24 hours to process the travel policy.