Our lowest package for the low income groups. It delivers access restricted to public healthcare institutes for all medical treatments. This remains the cheapest form of medical aid cover offered by the Society.
- Hospitalisation in Government, Mission and Municipal hospitals and clinics including Parirenyatwa, paid in full.
- In hospital drugs, paid in full whilst in Government, Municipal and Mission hospitals.
- Specialist Treatment Services at Government, Municipal and Mission hospitals.
- Pathology and Radiology Services at Government, Municipal and Mission hospitals.
- Blood Transfusion Services (BTS)
There is an Annual Family Limit to Cover Prescription Drugs and are available to any beneficiary registered under a principal member.
Members can access generic prescription drugs on the Society’s Drug Facility arrangement with some pharmacies. Drugs are paid at approved Medical Aid Award rate.
Paid at 100% of cost up to the 3 year limit. It caters for lenses, frames and contact lenses. Eye tests are paid in full at Cimas rates. (Limited to Government suppliers only)
Maternity is generally paid at 100% at Government, Municipal and Mission hospitals. It caters for maternity care, delivery and hospitalisation. Antenatal and postnatal visits are restricted to nine and five respectively.
Caters for general and preventive dentistry including inlays, root treatment, fillings, crowns and bridges. These are obtained from Government, Mission and Municipals hospitals. Awards are paid up to an annual limit.
Caters for Occupational and Speech Therapy, Clinical Psychology and Social Work and Physiotherapy by government suppliers. Awards are paid up to an annual limit.
Prosthetics and Appliances
These are obtained from Government, Mission and Municipal hospitals. Awards are paid up to an annual limit.
Global Travel Cover (GTC)
Cimas (Zimbabwe) in association with HEALTHGUARD International (Pty) Ltd R.S.A. offers the GTC to any person travelling outside their country of usual residence. This GTC replaces the old Cimas Travel Cover (CTC) and the Educational Letter of Guarantee. It is available on application to both Cimas and non-Cimas members.
The following benefit waiting periods shall apply to those who will be joining the Society for the first time or where there has been a lapse in membership. The society reserves the right to waive waiting periods for members transferring from AFHoZ affiliated medical aid societies. These waiting periods include:
Six months for:-
- Specialist treatment
- MRI, CT scans, and Nuclear medicine
- Spectacles/contact lenses
- Admission or treatment at a hospital
- Upgrading to a higher package
Nine months for:-
Two Years for:-
- All internal prosthetic devices
- (For Haemodialysis and Chemotherapy members are required to seek pre-authorisation from the Society before utilising the benefits)
If a member has any doubts about these benefits, benefit limits and waiting periods, the Society’s Marketing and Client Services Department must be contacted for clarification before using the benefit.
- For all instances requiring prior-authorisation, members must approach the Society’s Marketing and Client Services Department. The Marketing and Client Services Department will readily explain the procedure and factors considered in granting or withholding such authorization. Members that require information should approach this department.
Members may also approach the Marketing and Client Services Department if they have any other queries or concerns about these benefits, waiting periods or any terms herein.